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Many credit card companies require the Card Verification Value (CVV code) to process payments:

1.Open the Registry from the Desktop.

2.Navigate to the Registry::EN::Business Objects::TSpaymentMethodBO::Payment Types::Credit Card::CVV code node

3.Select No from the 'Optional' dropdown.

4.Click 'Apply'.
The CVV code is now required for all users (including Desktop) when credit card payments are made.