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The following table describes some troubleshooting for common credit card failures. If you encounter a situation not described in this table, ask your system administrator for assistance.

Result

Pop-up Message Displayed

Screen Message

Action Required

Transaction declined due to invalid card.

Sale payment failed! Please check your transactions.

105 Not complete DECLINE

Debit terminal indicates invalid card.

If the customer wants to try again or use a different debit card, click 'Create' or 'Apply' again.

If you need to enter a different card type, select the 'Delete' check box next to the payment and click 'Update Details' to delete the payment. Start over with a new payment.

Transaction declined due to incorrect P.I.N.

Sale payment failed! Please check your transactions.

205 Not complete DECLINE

Debit terminal indicates wrong P.I.N.

If the customer wants to try again or use a different debit card, click 'Create' or 'Apply' again.

If you need to enter a different card type, select the 'Delete' check box next to the payment and click 'Update Details' to delete the payment. Start over with a new payment.

Customer does not swipe card soon enough after 'Create' or 'Apply' is selected.

Sale payment failed! Please check your transactions.

798 Please retry DECLINE

'Create' or 'Apply' again.

Transaction declined due to insufficient funds

Sale payment failed! Please check your transactions.

95 Not complete DECLINE

Debit terminal indicates insufficient funds.

If the customer thinks it should have been approved and wants to try again or if he/she wants to use a different debit card, click 'Create' or 'Apply' again.

If you need to enter a different card type, select the 'Delete' check box next to the payment and click 'Update Details' to delete the payment. Start over with a new payment.

Transaction approved

none - amount due is adjusted and payment section is minimized

Approved -##### [authorization code]

none, continue creating the order

Transaction declined, pending call for authorization

Sale payment failed! Please check your transactions.

Call for Auth

Call for authorization. If you get authorization, manually enter the authorization code in the 'Authorization Code' field and select 'Create' or 'Apply'.

Transaction failed due to expired card

Sale payment failed! Please check your transactions.

Invalid Exp. Date DECLINE

Check that you entered the expiry date correctly. If the card has expired, you will need a different card from the customer.

Transaction failed due to invalid card number

Sale payment failed! Please check your transactions.

Mismatch Account Type DECLINE

Correct the card number and select 'Create' or 'Apply'.

If you need to enter a different card type, select the 'Delete' check box next to the payment and select 'Update Details' to delete the payment. Start over with a new payment.

Transaction failed due to incomplete data

The payment request is incomplete.

none

Complete the required data and select 'Create' or 'Apply'.

Customer starts to use debit terminal, but does not enter all required information leaves it unfinished.

No response from the payment gateway.

none

Click 'Create' or 'Apply' again.